HUD / FHA Inspection Services
HUD / FHA Inspectors Company in Birmingham, Alabama
AB Home Online | FHA & HUD Inspections
At A B Home Online, we’ve been inspecting attics to basements and everything in-between since 2000. We serve all of Central Alabama with professional home and commercial building inspections. We’re also specialists in the specific requirements for FHA loans and HUD purchases.
FHA Home Inspections
Federal Housing Authority (FHA) loans give buyers who might not normally qualify for a home loan with other lenders the option to purchase. These loans usually allow for lower down payments and sometimes lower interest rates. Buyers can use their FHA insured mortgage to purchase either a new or pre-existing home. FHA Home Inspections are our standard home inspection that is custom formatted to follow the guidelines set forth by FHA. Since FHA is a federal program for homebuyers, these guidelines supersede the state guidelines.
HUD Inspections | Birmingham and Central Alabama
The Federal Government requires specific forms for Housing and Urban Development (HUD) home inspections. HUD homes are acquired by the U.S. Department of Housing and Urban Development after a foreclosure on an FHA-insured mortgage. In effect, HUD owns the property at that point, and they offer it for sale shortly after. These homes are sold as-is with no warranty or pre-purchase repairs. That’s why you want to make sure a State-Certified Home Inspector from A B Home Online checks the property for defects and needed repairs. Foreclosures typically come with neglected maintenance. So, property investors and homebuyers interested in a HUD home should schedule a professional home inspection before buying.
Schedule Your Inspection Online
A B Home Online provides same-day reporting and online appointment scheduling for homebuyers. We serve all of Jefferson, Shelby, Tuscaloosa, Bibb, Blount, Walker and St Claire counties. Give us a call at 205.835.5211 or schedule your FHA/HUD inspection online.